ERGO AustriaGroup ProfileStatus May 2021.

ContentERGO Austria.1ERGO in Austria32Key Facts ERGO Austria93Corporate Strategy134Key Facts ERGO Group AG162

ERGO in Austria.

ERGO in AustriaOverview. The holding company ERGO Austria International AG and the operational insurance company ERGOVersicherung AG are part of the international ERGO Group AG based in Dusseldorf. ERGO Versicherung offers Life, Health, Property & Casualty and Accident Insurance. The main sales and cooperation partners of ERGO Austria are Bank Austria/UniCredit, Volksbanken,ERGO Vorsorgemanagement GmbH, our tied agents as well as agencies and brokers. D.A.S. Rechtsschutz Versicherung is a member of ERGO Group AG and is also represented in Austria as well asa branch of ERGO Versicherung AG Germany for the industrial business.4

ERGO in AustriaDevelopment of ERGO in Austria from 2007-2012ERGO in Österreich20072009 Foundation of ERGOAustria International AG Increase of share in BankAustria Versicherung up to90% Transfer of VictoriaVolksbankenVersicherungsgesellschaften shares to ERGOAustria2010 Relocation of all ERGOcompanies to ERGOCenter in Vienna’s 11thdistrict2011 Acquisition of minorityinterests of Volksbank inViktoria-VolksbankenVersicherung2012 Rebranding of VictoriaVolksbanken Versicherung toERGO Versicherung AG Establishment of ERGOIndustrial as a branch ofERGO Versicherung AG,Germany5

ERGO in AustriaDevelopment of ERGO in Austria from 2013-2015.2013 Acquisition of Austrianbased ERGO DirektLebensversicherung AG Merger of Bank AustriaVersicherung into ERGOVersicherung AG2014 Merger of ERGO DirektLebensversicherung AGinto ERGO VersicherungAG2015 Sale of VictoriaVolksbankenPensionskassen AG andVorsorgekasse AG6

ERGO in AustriaDevelopment of ERGO in Austria from 2016-2020.20162016-20172017 Extension of thecooperation agreementbetween UniCredit BankAustria AG and ERGOVersicherung AG inAustria2018 Rebranding of VFGVorsorgeFinanzierungsconsultingGmbH to ERGOVorsorgemanagement GmbH Start of the cooperation withMediaMarkt Austria2019 Acquisition of ERGOVorsorgemanagementGmbH2020 Expansion of the successfulcooperation with MediaMarktAustria License for health insurance Extension of the cooperationagreement with Volksbanken7

ERGO in AustriaStructure of ERGO in AustriaInternational.MEAG MUNICH ERGOAssetManagement GmbHERGO Group AG ¹ERGO Versicherung AG, DüsseldorfERGO International AG100%AustriaERGO Versicherung AG Deutschland,Niederlassung für Österreich (ERGO Industrial)ERGO Austria International AG94.7% ²5.3% ²D.A.S. Rechtsschutz AG¹ Note: ERGO is part of Munich Re² All figures are roundedERGO Versicherung AG8

Key FactsERGO Austria.

Key Facts ERGO AustriaMarket Position 2020 in Austria(Group Statistics).Top 10 market shares (total market) in %VIGTop 5 market shares Life Insurance in a7,63,2Wüstenrot2,8AllianzOÖ6,82,80510Source: Versicherungsverband Österreich; Excluding Health15202505101520253010

Key Facts ERGO AustriaKey Facts ERGO Versicherung in Austria 2020Key Facts ERGO AustriaTotal PremiumsEmployees**516.5m 640Insurance ContractsLife Insurance: 620kProperty-Casualty Insurance: 787kInvestments5.5bn Balance Sheet Profit11.2m Business Segments80% Life Insurance20% Property-Casualty InsuranceKey figures in local GAAP.As of 31. Dec. 2020; Including branches**Including employees on maternity leave11

Key Facts ERGO AustriaManagement ERGO VersicherungExtractKey Facts ERGO AustriaPhilipp WassenbergRonald KrauleJosef KreiterlingChristian NoisternigChristoph ThielMember of the Board, CIOITInformation SecurityDigitisation & InnovationERGO Service TeamProcurementRisk ManagementCEOMember of the BoardMember of the Board, CFOMember of the BoardP&CHRStrategy & CommunicationsLegal & ComplianceLife & HealthOrganisational Development& Quality ManagementFinanceInvestmentsSalesMarketing12

Corporate Strategy.

Corporate Strategy#Drivefor2025: Strategic Cornerstones14

Corporate StrategyCorporate Values1.We show respect and appreciation2.We want change3.We try new things and learn from mistakes4.We put the customer first5.We want success15

Key FactsERGO Group AG.

Key Facts ERGO Group AGERGO is Part of Munich Re. Primary Insurance Reinsurance.Munich Re stands for exceptional solution-based expertise, consistent risk management,financial stability and close client relations. One of the world‘s leading risk carriersFar over one century of international experienceListed on the share indices DAX 30 / EURO STOXX 50 Asset ManagementManager of Group investments of Munich Re and ERGO, Manager of Funds for privateand institutional investors.*As of 31. Dec. 202017

Key Facts ERGO Group AGERGO is a Major Insurance Groupin Germany and Europe.Total PremiumsBenefitsInvestmentsConsolidated Group Result18.4bn 16.1bn 141.7bn 517m Total Premiums ERGO Group AG5.45Billion Euro3.7As of 31. Dec. 20203.50.8Digital Ventures Property-CasualtyGermanyLife GermanyInternationalHealth Germany18

ERGO AustriaContact:ERGO Austria International AGERGO CenterBusinesspark Marximum / Objekt 3Modecenterstraße 17A-1110 WienPhone 43 1 27444-0Fax 43 1 ndustrial.atwww.ergo.comContact: Mag. Werner Racke-mail: [email protected]: 43 (0) 1 27444-1180Fax: 43 (0) 1 27444-91180This presentation contains forward-looking statements that are based on current assumptions and forecasts of the managementof ERGO Austria International AG. Known and unknown risks, uncertainties and other factors could lead to material differencesbetween the forward-looking statements given here and the actual development, in particular the results, financial situation andperformance of the Company. The Company assumes no liability to update these forward-looking statements or to conformthem to future events or developments.

ERGO International AG ERGO Austria International AG ERGO Versicherung AG, Düsseldorf MEAG MUNICH ERGO AssetManagement GmbH D.A.S. Rechtsschutz AG ERGO Versicherung AG ERGO Versicherung AG Deutschland, Niederlassung für Österreich (ERGO Industrial) 100% 94.7% ² 5.3% ² ¹ Note: ERGO is part of Munich Re ²