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PurposeAmountMMRP Lender Matrixand other IncentivesProperty TypeOccupancy/First TimeHomebuyersGeographicLocationIncome RestrictionsRecapture Term1-2 UnitsOwner Occupied13 MMRP TargetAreasSee Amount Section15 YearHenry [email protected] UnitsOwner Occupied13 MMRP TargetAreasSee Amount Section15 YearsMarlon [email protected]/AMarlon [email protected] LendingNeighborhood Stabilization ProgramGrant Recapture Agreement whichprovides Purchase Assistance for 35,000.00 Purchase Assistance up to 80% AMIVacant and Foreclosed Properties 25,000.00 Purchase Assistance up to 120% AMICitibankNeighborhood Stabilization ProgramGrant Recapture Agreement which 35,000.00 Purchase Assistance up to 80% AMIprovides Purchase Assistance for 25,000.00 Purchase Assistance up to 120% AMIVacant and Foreclosed PropertiesClosing Cost Assistance*Up to 1500.00 if property is located in a lowmoderate census tract within a Citibankassessment area*Up to 1500.00 if they earn less than 80% AreaMedian Income and property is within a Citibankassessment area*If they meet both of the criteria above , they cancombine both credits for a total of 3000.00Home Run MortgageLow Down Payment*Up to 97% financing on SFD/loan amounts up to 417,000.*Up to 95% financing on SFD in certain high costmarkets with loan amounts up to 625,000.*5% Down Payment for Condos or Co-OpsFHALow Down Payment3.5% Down Payment with Borrower to have 1% of theirown funds in the transactionMMRPGrant Recapture Agreement whichprovides funds to Homebuyers toPurchase/Rehab a home in aMMRP DistrictClosing Cost Assistance ProgramAsk about CitibankAssessment AreasSFD, Condos, CoopsMarlon [email protected] UnitsCondo incl.Marlon [email protected] BankNeighborhood Stabilization ProgramMax. 35,000.00 Grants for Rehab in MMRPDesignated AreaGrant Recapture Agreement which 35,000.00 Purchase Assistance up to 80% AMIprovides Purchase Assistance for 25,000.00 Purchase Assistance up to 120% AMIVacant and Foreclosed Properties1-4 UnitsOwner Occupied13 MMRP TargetAreasUp to 80% AMI4 YearsRoger J. [email protected] UnitsOwner Occupied13 MMRP TargetAreasSee Amount Section15 YearsRoger J. [email protected] UnitsOwner Occupied13 MMRP TargetAreasUp to 80% AMI4 YearsRegina [email protected] UnitsOwner Occupied13 MMRP TargetAreasSee Amount Section15 YearsRegina [email protected] MortgageMMRPNeighborhood Stabilization ProgramBest Home Mortgage Loan1Grant Recapture Agreement whichprovides funds to Homebuyers toPurchase/Rehab a home in aMMRP DistrictMax. 35,000.00 Grants for Rehab in MMRP DesignatedAreaGrant Recapture Agreement which 35,000.00 Purchase Assistance up to 80% AMIprovides Purchase Assistance for 25,000.00 Purchase Assistance up to 120% AMIVacant and Foreclosed PropertiesLow Down PaymentUp to 95% of Purchase Price with no monthly PMIDo not have to be a first timehomebuyerNo maximum income limitation indesignated targeted census tractsRegina [email protected]

PurposeAmountMMRP Lender Matrixand other IncentivesProperty TypeOccupancy/First TimeHomebuyersMust be First Time Homebuyers orQualified Veterans and Live inProperty as Primary Residence*Veterans do not have to be FirstTime Homebuyers*National Guard must be FirstTime HomebuyersGeographicLocationIncome RestrictionsRecapture TermIllinoisUp to 80% AMI10 YearsRegina ehold of 1 or 2 88,320.Household of 3 or 4 102,986.2 YearsRegina [email protected] Smart MoveDown Payment AssistanceUp to 6,000.001-4 UnitsIHDA Welcome Home HeroesDown Payment Assistance 10,000.00 Down Payment Assistance1-2 Units 15,000.00 Down Payment Assistance1-4 UnitsOwner OccupiedAustinUp to 80% AMI1-4 UnitsOwner OccupiedTIF DistrictUp to 120% AMI15 YearsRegina [email protected] OccupiedElgin AreaNo income Restrictions5 YearsRegina [email protected] UnitOwner OccupiedAsk about EligibleCommunitiesUp to 120% AMI5 YearsRegina [email protected] UnitsOwner Occupied13 MMRP TargetAreasSee Amount Section15 YearsCornell [email protected] AustinTIF Purchase/RehabHOPE ElginSouth Suburban Housing(Inclusive Community Fund)Forgivable Down Payment &Closing Cost Assistance Grants toHomebuyers Purchasing in AustinNeighborhoodPurchase/Rehab of Acquiring,Rehabilitating Vacant andForeclosed PropertiesFunds to be used for either downpayment assistance, closing costs,rehabilitation costs or acombinationDown Payment AssistanceUp to 25% of total project cost to Purchase orPurchase/Rehab a vacant property 10,000.00 Down Payment AssistanceUp to 15,000.00 Down Payment AssistanceRegina [email protected] MidwestNeighborhood Stabilization ProgramIHDA Smart Move2Grant Recapture Agreement which 35,000.00 Purchase Assistance up to 80% AMIprovides Purchase Assistance for 25,000.00 Purchase Assistance up to 120% AMIVacant and Foreclosed PropertiesDown Payment AssistanceIHDA Welcome Home HeroesDown Payment AssistanceSouth Suburban Housing(Inclusive Communities Fund)Down Payment and Closing CostAssistanceDown Payment PlusDown Payment and Closing CostAssistanceChicago Urban League HomeownershipProgramVA MortgageUp to 6,000.00 10,000.00 Down Payment Assistance* 80% AMI, Up to 15,000.00*80-120% AMI, Up to 10,000.00*Over 120% AMI, 7,500.001-4 UnitsMust be First Time Homebuyers orQualified Veterans and Live inProperty as Primary ResidenceIllinoisUp to 80% AMI10 YearsCornell [email protected] Units*Veterans do not have to be FirstTime Homebuyers*National Guard must be FirstTime HomebuyersIllinoisHousehold of 1 or 2 88,320.Household of 3 or 4 102,986.2 YearsCornell [email protected] Amount Section5 YearsCornell [email protected] to 80 % AMI5 YearsCornell [email protected] YearsCornell [email protected]/ACornell [email protected] South SuburbanCommunities1-2 UnitsOwner OccupiedYear 2014 - 8,000.001-4 UnitsOwner OccupiedIllinoisDown Payment AssistanceUp to 6,000.00Single FamilyDwellingOwner OccupiedCity of ChicagoCook CountyLow Down PaymentUp to 417,000.00 for Single FamilyAsk about limits for 2-4 Units1-4 Units*Veterans do not have to be FirstTime Homebuyers*Owner OccupiedIllinoisNo Income Limits

PurposeAmountMMRP Lender MatrixOccupancy/First TimeProperty andTypeother IncentivesHomebuyersGeographicLocationIncome RestrictionsRecapture Term13 MMRP TargetAreasSee Amount Section15 YearsCherilyn [email protected] Income Limit 70,000.0030 YearsCherilyn [email protected] Savings Bank ofHegewischNeighborhood Stabilization ProgramGrant Recapture Agreement which 35,000.00 Purchase Assistance up to 80% AMIprovides Purchase Assistance for 25,000.00 Purchase Assistance up to 120% AMIVacant and Foreclosed Properties1-2 UnitsOwner OccupiedOwner OccupiedNeighborhood Stabilization ProgramLow Down Payment5% Down Payment with no PMI1 UnitFHALow Down Payment3.5% Down Payment with Borrower to have 1% of theirown funds in the transaction1-4 UnitsCondo incl.Grant Recapture Agreement whichprovides funds to Homebuyers toPurchase/Rehab a home in aMMRP DistrictMax. 35,000.00 Grants for Rehab in MMRPDesignated Area1-4 UnitsOwner Occupied13 MMRP TargetAreasUp to 80% AMI4 YearsPatricia [email protected] UnitsOwner Occupied13 MMRP TargetAreasSee Amount Section15 YearsPatricia [email protected] UntsOwner OccupiedCity of ChicagoUp to 80% AMI5 yearsPatricia [email protected] UnitsOwner OccupiedAustinUp to 120% AMI5 YearsPatricia [email protected] Improvements at No Cost1-4 UnitsOwner OccupiedWards:6,7,8,9,10,12,19,21,22 and 34Up to 80% AMIN/APatricia [email protected] to 25% of total project cost to Purchase orPurchase/Rehab a vacant property1-4 UnitsOwner OccupiedTIF DistrictUp to 120% AMI15 YearsPatricia [email protected] of the loanPatricia [email protected] ood HousingServices Chicago, IncMMRPNeighborhood Stabilization ProgramNeighborhood Lending ProgramHOPE AustinSARFSTIF Purchase/RehabGrant Recapture Agreement which 35,000.00 Purchase Assistance up to 80% AMIprovides Purchase Assistance for 25,000.00 Purchase Assistance up to 120% AMIVacant and Foreclosed PropertiesForgivable Loans for DownPayment Assistance & Closing CostAssistanceForgivable Down Payment &Closing Cost Assistance Grants toHomebuyers Purchasing in AustinNeighborhoodProvides Safety, Security, andAccessibility Improvements soseniors can stay in their homesPurchase/Rehab of Acquiring,Rehabilitating Vacant andForeclosed PropertiesUp to 5,000.00 Match for Down Payment& Up to 5,000.00 Match for Closing CostAssistance 15,000.00 for Down Payment AssistanceNon Targeted AreaHousehold of 3 or less 88,320.Household of 3 or more 102,985.Targeted AreaHousehold of 3 or less 88,320.Household of 3 or more 103,040.Tax Savings credit to first timehomebuyers or to homebuyers in atargeted area20% of Mortgage Interest paid annually1-4 UnitsOwner OccupiedCity of ChicagoNeighborhood Stabilization ProgramGrant Recapture Agreement whichprovides Purchase Assistance forVacant and Foreclosed Properties 35,000.00 Purchase Assistance up to 80% AMI 25,000.00 Purchase Assistance up to 120% AMI1-2 UnitsOwner Occupied13 MMRP TargetAreasSee Amount SectionHOPE AustinForgivable Down Payment &Closing Cost Assistance Grants toHomebuyers Purchasing in AustinNeighborhood 15,000.00 Down Payment Assistance1-4 UnitsOwner OccupiedAustinUp to 120% AMITaxSmartStandard Bank315 YearsTom [email protected] [email protected]

PurposeIHDA Welcome Home HeroesIHDA Smart MoveNeighborhood Stabilization ProgramAssistTaxSmartDown Payment AssistanceForgivable Down Payment andClosing Cost Assistance, withoptional MCCForgivable Down PaymentAssistance3% Grant with Assist FHA LoanTax Savings credit to first timehomebuyers or to homebuyers in atargeted areaAffordable Mortgage Program,Chicago Community Land Trust (CCLT) resale restricted - may includeDown Payment AssistanceAmountMMRP Lender MatrixOccupancy/First TimeProperty andTypeother IncentivesHomebuyersGeographicLocationIncome RestrictionsRecapture TermContact 10,000.00 Down Payment Assistance1-2 Units*Veterans do not have to be FirstTime Homebuyers*National Guard must be FirstTime HomebuyersIllinoisHousehold of 1 or 2 88,320.Household of 3 or 4 102,986.2 YearsTom [email protected]% of Purchase Price Up to 6,000.00 for incomes lessthan 80% AMI1-2 UnitsOwner Occupied First TimeHomebuyers (Except Veterans orTargeted Areas)IllinoisHousehold of 1 or 2 88,320.Household of 3 or 4 102,986.10 YearsTom [email protected] County-EligibleNSP Listings/AreasUp to 120% AMIVaries with amountTom [email protected]/No TermTom [email protected] of the loanTom [email protected] to 120% AMILife of LoanRestrictive CovenantTom [email protected] to 80% AMI5 YearsTom [email protected] yearsTom [email protected] OccupiedUp to 50,000.003% of Loan Amount1-4 UnitsOwner Occupied First TimeHomebuyers (Except Veterans orTargeted Areas)Cook County; SeveralCommunities in Will, Varies by Market; Cook County rangesKane, Kendall,from 88,320. to 103,040.DuPage CountiesNon Targeted AreaHousehold of 3 or less 88,320.Household of 3 or more 102,985.Targeted AreaHousehold of 3 or less 88,320.Household of 3 or more 103,040.20 % of Mortgage Interest paid annually1-4 UnitsOwner OccupiedCity Retains Share of Ownership1-2 UnitsOwner OccupiedYear 2014 - 8,000.001-4 UnitsOwner Occupied1-2 UnitsOwner Occupied30 South SuburbanCommunitiesSee Amount SectionCity of ChicagoCity of ChicagoDesignated CCLTPropertiesDown Payment PlusDown Payment and Closing CostAssistanceSouth Suburban Housing(Inclusive Communities Fund)Down Payment and Closing CostAssistanceWest Cook CountyDown Payment and Closing CostAssistanceUp to 15,000.001-2 UnitsOwner OccupiedWest Cook CountyUp to 80% AMITom [email protected]/IKEDown Payment and Closing CostAssistance 10,000.001 UnitOwner OccupiedIFF or IKE DesignatedPropertiesUp to 80% AMITom [email protected] Recapture Agreement which 35,000.00 Purchase Assistance up to 80% AMIprovides Purchase Assistance for 25,000.00 Purchase Assistance up to 120% AMIVacant and Foreclosed Properties1-2 UnitsOwner Occupied13 MMRP TargetAreasIHDA Smart MoveForgivable Down Payment andClosing Cost Assistance, withoptional MCC3% Purchase Price Up to 6,000.001-2 UnitsOwner OccupiedIHDA Welcome Home HeroesDown Payment Assistance forActive Military & Veterans 10,0000.00 Down Payment Assistance1-2 UnitsCan be combined with MMRP, IKE & Other DPA Programs1-4 Units*80% AMI, Up to 15,000.00*80-120% AMI, Up to 10,000.00*Over 120% AMI, 7,500.00IllinoisUS BankNeighborhood Stabilization ProgramHome Possible4Low Down Payment purchaseprogram for lower income levelhouseholdsSee Amount Section15 YearsChester [email protected] of 1 or 2 88,320.Household of 3 or 4 102,986.10 YearsChester [email protected]*Veterans do not have to be FirstTime Homebuyers*National Guard must be FirstTime HomebuyersIllinoisHousehold of 1 or 2 88,320.Household of 3 or 4 102,986.2 YearsChester [email protected] OccupiedIllinoisUp to 100% AMIN/AChester [email protected]

MMRP Lender Matrixand other IncentivesPurposeAmountProperty TypeOccupancy/First TimeHomebuyersGeographicLocationIncome RestrictionsRecapture TermN/AContactIFF/IKEDown Payment and Closing CostAssistance 10,000.001 UnitOwner OccupiedIllinoisUp to 80% AMIWest Cook CountyDown Payment and Closing CostAssistanceUp to 15,000.001-2 UnitsOwner OccupiedWest Cook CountyUp to 80% AMIChester [email protected] Cook County Asssitance ProgramDown Payment and Closing CostAssistance80% AMI, Up to 15,000.0080-120% AMI, Up to 10,000.00Over 120% AMI, 7500.001-2 UnitsOwner OccupiedPark Forest, SouthHolland, Hazel Crestor LansingSee Amount SectionChester [email protected] Dream/RehabLow Down PaymentUp to 3,000.00 Down Payment AssistanceUp to 5,000.00 Rehab/Repair CreditNO PMI1-2 UnitsFirst Time Home Buyer OnlyLow to ModerateCensus Tract AreasUp to 80% AMIFHALow Down Payment3.5% Down Payment with Borrower to have 1% of theirown funds in the transaction1-4 UnitsCondo incl.N/AChester [email protected] [email protected] [email protected] Fargo Home MortgageNeighborhood Stabilization ProgramGrant Recapture Agreement which 35,000.00 Purchase Assistance up to 80% AMIprovides Purchase Assistance for 25,000.00 Purchase Assistance up to 120% AMIVacant and Foreclosed Properties1-2 UnitsIHDA Smart MoveDown Payment AssistanceUp to 6,000.001-4 UnitsIHDA Welcome Home HeroesDown Payment Assistance 10,000.00 Down Payment Assistance1-2 UnitsGrant Recapture Agreement which 35,000.00 Purchase Assistance up to 80% AMIprovides Purchase Assistance for 25,000.00 Purchase Assistance up to 120% AMIVacant and Foreclosed Properties1-2 UnitsOwner OccupiedMust be First Time Homebuyers orQualified Veterans and Live inProperty as Primary Residence*Veterans do not have to be FirstTime Homebuyers*National Guard must be FirstTime Homebuyers13 MMRP TargetAreasSee Amount Section5 YearsSteven [email protected] to 80% AMI10 YearsSteven [email protected] of 1 or 2 88,320.Household of 3 or 4 102,986.2 YearsSteven [email protected] MMRP TargetAreasSee Amount Section15 YearsSimon [email protected] Mortgage Corp.Neighborhood Stabilization Program5Owner OccupiedIHDA Smart MoveDown Payment AssistanceUp to 6,000.001-4 UnitsMust be First Time Homebuyers orQualified Veterans and Live inProperty as Primary ResidenceIllinoisUp to 80% AMI10 YearsSimon [email protected] Welcome Home HeroesDown Payment Assistance 10,000.00 Down Payment Assistance1-2 Units*Veterans do not have to be FirstTime Homebuyers*National Guard must be FirstTime HomebuyersIllinoisHousehold of 1 or 2 88,320.Household of 3 or 4 102,986.2 YearsSimon [email protected] MortgageLow Down Payment1-4 Units*Veterans do not have to be FirstTime Homebuyers*Owner OccupiedIllinoisNo Income LimitsN/ASimon [email protected] Down PaymentUp to 417,000.00 for Single FamilyAsk about limits for 2-4 Units3.5% Down Payment with Borrower to have 1% of theirown funds in the transaction1-4 UnitsCondo incl.IllinoisSimon [email protected]

IHDA Welcome Home Heroes Down Payment Assistance 10,000.00 Down Payment Assistance 1-2 Units *Veterans do not have to be First Time Homebuyers *National Guard must be First Time Homebuyers Illinois Household of 1 or 2 88,320. Household of 3 or 4 102,986. 2 Years Tom Meneses [email protected]